Built on Real Experience

We started Sharp Nexus Ultra because we've been where you are - staring at spreadsheets wondering where the money went and how to make it stretch further.

How We Actually Started

Back in 2022, Elena was helping friends sort out their budgets over coffee. What began as casual advice turned into something bigger when people started asking if she could teach their colleagues too.

The thing is, most financial advice feels disconnected from real life. We wanted to create something different - education that acknowledges the messy reality of managing money when life keeps happening.

Today we work with people across Bulgaria who want practical skills, not theory. Our programs focus on what actually works when you're dealing with irregular income, unexpected expenses, and trying to save for goals that matter to you.

Financial planning workspace showing budget documents and planning tools

What We Actually Believe

Real Situations

We use examples from actual client scenarios - not perfect textbook cases. Your budget needs to work when your car breaks down or when that freelance project pays late.

No Shame Zone

Everyone's made financial mistakes. We focus on building better systems going forward rather than judging past decisions. Progress matters more than perfection.

Flexible Methods

What works for your neighbor might not work for you. We teach multiple approaches so you can find the system that fits your lifestyle and personality.

Long-term Thinking

Quick fixes rarely last. We help you develop habits and understanding that will serve you for years, not just until next month's bills arrive.

Professional discussing budget planning strategies with detailed charts

Budget planning session showing practical financial management techniques

Who's Teaching

We're not financial gurus with perfect portfolios. We're instructors who understand that managing money is as much about psychology and life circumstances as it is about math.

Elena Marcheva

Lead Financial Instructor

Started teaching budget planning after helping over 200 individuals create sustainable financial systems. Specializes in working with irregular income and small business finances.

Kristina Petrova

Budget Planning Specialist

Focuses on debt management and savings strategies. Known for breaking down complex financial concepts into actionable steps that actually stick.

Our Teaching Method

Start Where You Are

We begin by looking at your current situation without judgment. Understanding your money patterns helps us identify what's working and what needs adjustment.

Build Gradually

Rather than overwhelming you with a complete financial overhaul, we introduce new concepts step by step. Small consistent changes tend to last longer than dramatic shifts.

Practice Together

You'll work through real budgeting scenarios during our sessions. We troubleshoot problems as they come up rather than waiting for you to struggle alone at home.

Plan for Setbacks

Life disrupts even the best financial plans. We help you build flexibility into your system so unexpected events don't derail your progress completely.

Comprehensive financial planning materials and resources for budget management